Scripture: Proverbs 21:1–5

Devotion

Money can move our hearts faster than we realize. Proverbs reminds us, “The plans of the diligent certainly lead to profit, but anyone who is reckless certainly becomes poor” (v.5). At its core, this passage is about our hearts. Financial wisdom isn’t about gaining or maintaining wealth, it’s about stewardship. Everything we possess and influence comes from God. We are simply stewards. Financial wisdom calls us to slow down long enough to pray, plan, and prioritize.

I remember learning early in marriage that “impulse buys” and “intentional stewardship” rarely go hand in hand. Money, if not managed properly, can create conflict and corruption. When money makes us selfish, it leads to brokenness and poverty in our relationships and with God. But when we live openhanded and generously, like Jesus who gave Himself away, we experience true wealth in a deeper sense. Proverbs understands this and invites us to work diligently, save wisely, and give generously. When we live this way, it reflects a heart that trusts God more than our bank account.

This passage teaches us that we can rest because our Provider never runs dry. Financial wisdom is less about math and more about mindset. Every dollar can be a tool for kingdom momentum. Whether you’re budgeting or helping someone in need, seek diligence and faithfulness over idleness and flash. God honors those who handle His resources well.

A Personal Prayer

Father, You are the giver of every good gift. Please grant me wisdom to manage the resources You’ve entrusted to me. Teach me to be disciplined, generous, and discerning in every decision I make. Guard my heart from greed and fear and fill me with gratitude and contentment. Help me steward my finances in a way that honors You and blesses others. Amen.

Pray for Our Neighbors: Next Wave

Next Wave is dedicated to raising up the next generation of disciple-making missionaries, equipping young people to spread the gospel around the world. In partnership with churches and mission organizations, they prepare students for cross-cultural ministry with a vision to send 10,000 young gospel workers to the nations by 2040.

• Pray for God to raise up a new generation passionate about the Great Commission, ready to make disciples among the nations.
• Ask God to bless the training of students, equipping them with biblical knowledge, cultural awareness, and spiritual maturity for cross-cultural missions.
• Pray for impactful ministry among diaspora communities in North America, that these young workers would build gospel-centered relationships and hope.

Pray for the Nations: Global Worker | Olivia

Olivia serves among the Deaf, helping plant churches and support gospel work through photography. She is currently involved in the first-ever theological training for Deaf nationals, equipping believers to lead and disciple others within their own communities.

• Pray for Olivia’s physical, spiritual, and emotional health as she serves and equips others.
• Ask God to strengthen the students beginning theological training and to raise up bold Deaf believers who disciple others.
• Pray for disciple-making to flourish among the Deaf worldwide and for encouragement for the South Asian Deaf woman Olivia is discipling.